| Country: BANGLADESH
Description of the Institution
With a vision of "a just, enlightened, healthy and democratic Bangladesh free from hunger, poverty, environmental degradation and all forms of exploitation based on age, sex, religion and ethnicity," BRAC started as an almost entirely donor funded, small-scale relief and rehabilitation projet to help the country overcome the devastation and trauma of the Liberation War. Today, BRAC has emerged as an independent, virtually self-financed paradigm in sustainable human development. It is the largest in the world employing 97,192 people, with the twin objectives of poverty alleviation and empowerment of the poor. BRAC implements a comprehensive development approach, with a number of programmes for economic and social development of the people. BRAC core programmes include four main ones: BRAC Economic Development Programme, BRAC Social Development, Human Rights and Legal Education Services Programme, BRAC Education Programme and BRAC Health Programme.
Name of the student : Van Zundert Lonneke (2005-2006)
Title of thesis : "Outreach in microfinance,a case study of BRAC, Bangladesh"
Description of the institution
ASA is one of the biggest MFIs in Bangladesh. It started (1978) with an awareness program to help the poor people to lead a better life. But at 1991 it started the micro finance program. Now ASA has become a renowned sustainable micro finance institution (MFI) globally.
During the long course of action, the institution evolved through different phases, In 1978 to 1984 was the foundation phase, this time ASA brought the grassroots poor people in focus & conducted consciousness raising & training programs. In 1985 to 1991 was the reformative phase, this time ASA shifted the focus to the basic social unit family & implemented a comprehensive development program targeting women’s empowerment. Development education, primary health, nutrition & sanitation were the main products of this period. In 1992 to till now, this time is called the program specialization. Here ASA focused specialization in providing micro finance service through a low cost delivery method to become self reliant, sustainable & independent of donor funds.
ASA ‘s main micro finance products are: savings & micro credit. They have also Insurance program & have some health & education facilities for their clients & staffs.
Now ASA has 6 million clients. It is covering 70,047 villages & has 6,382,328 active members. Its rate of recovery is 99.86%. ASA came out successful in avoiding donor’s fund & attaining a self-sustainable status in 2001.
ASA has provided consultancy services for implementing the ASA micro finance model in many countries like the Philippines, Indonesia, India, Pakistan, Yemen, & Nigeria.
Name of the student : Rafiza Rahman (2006-2007)
Title of thesis : "Why do Entities for the Development of Small and Microenterprises lack competitive advantages in the Peruvian Microfinance market ? The case of Edpyme Proempresa"
Country: CAMBODIA
Description of the Institution
MAXIMA MIKROHERANHVATHO CO., LTD was founded in March 2000 by a group of friends both skilled and experienced in financial services. The institution offers loan products in 127 villages within ten districts in Kandal province and in the suburbs of the capital of Cambodia, Phnom Penh. Its products include loans to rural individuals, groups and small and medium businesses.
My research project with Maxima aimed at understanding corporate governance issues related to the financing structure of the institution.
Name of the student : Ludovic Urgeghe (2007-2008)
Title of thesis : "Financing structure and corporate governance for MFIs: is there an optimum to reach? The illustrative case of Maxima Mikroheranhvatho, Cambodia"
Country: INDIA
- Internship: MicroSave India
Description of the institution
MicroSave provides practical, market-led solutions to assist their clients succeed and achieve their mission and business objectives. MicroSave is a team of experienced professionals that has been operating for ten years and is “the most reliable consulting firm for financial service providers”. They provide premium quality technical assistance and training based on an applied market-led approach to providing financial services.
Name of the student : Ruth Hoffman (2007-2008)
Title of thesis :
"Accounting for start-up Microfincance Institutions"
Description of the Institution
Bandhan will provide services in micro-finance, micro entrepreneurship, health, education and disaster management to the disadvantaged community of the society, specially women and children.
Name of the student : Michel van den Hove (2007-2008)
Title of thesis : "Should Microfinance Institutions care about Corporate Communication?"
Description of the institution
ABN AMRO Bank (India) has an eight decade long experience of the Indian business scenario. ABN AMRO Bank has also launched its microfinance program in India. The program is aimed at delivering credit to the poor women of India, especially in the rural Countrys, through Microfinance Institutions.
Name of the student : Pires Anna (2005-2006)
Title of thesis : "Global commercial banks and microfinance. Evidence from ABN AMRO bank in India"
Description of the Institution
Bandhan will provide services in micro-finance, micro entrepreneurship, health, education and disaster management to the disadvantaged community of the society, specially women and children.
Name of the student : Camus Lionel (2005-2006)
Title of thesis : "Lowering the transaction costs from a client perspective - Lessons from Bandhan, India"
Description of the Institution
Bandhan will provide services in micro-finance, micro entrepreneurship, health, education and disaster management to the disadvantaged community of the society, specially women and children.
Name of the student : Perilleux Anaïs (2005-2006)
Title of thesis : "Is voluntary savings activity an interesting opportunity for both Bandhan institution and its clients? And how could this activity be launched"
Description of the institution
BANDHAN is a microfinance institution (MFI) delivering microcredit in West Bengal. This MFI is growing very fast and is now reaching more than 500000 borrowers. Loans are targeting poor people both in rural and urban areas. BANDHAN is not only focused on microcredit but on different microfinance subjects dedicated on poverty alleviation.
Name of the student : Alice Benoist (2006-2007)
Title of thesis : "The management of operational risk in MFI. The case of Bandhan"
- Internship: Institut Français de Pondicherry
Description of the Institution
L'IFP, centre de recherche du Ministère Français des Affaires Etrangères, rempli des missions de recherche, d'expertise et de formation en indologie, sciences sociales et écologie dans le Sud et le Sud-Est asiatique.
L’IFP a trois missions de base : recherche, expertise et formation L’Institut a pour vocation d’intervenir en Asie du Sud et du Sud-Est. Ses Champs de recherche sont : savoirs et Patrimoine Culturel Indiens, dynamiques Sociales Contemporaines transformations des Thérapies et des Systèmes de Santé, Environnement et Développement Durable
Name of the student : Vanroose Annabel (2005-2006)
Title of thesis : "The uneven development of the microfinance sector: a Latin American and Indian perspective"
Description of the institution:
LAMP was founded in 1979 after a meeting attended by 27 Indian tribal young men and women, who discussed how the socio-economic conditions of oppressed and exploited communities could be developed towards their empowerment. Since then LAMP gradually marched on as a non- profit, non-political and secular organisation and it has now become a national level social welfare organisation working for the sustainable development of the socio-economically backward, culturally oppressed, politically under privileged and disadvantaged group of people of both rural and urban India. LAMP’s mission involves empowering people of weaker sections and their environment by undertaking all-round sustainable and equitable action programmes, including: Integrated Programme for street children, Women Resource Development Centre (DISHARI), Joint Forest Management, Health Interventions, among others. Microfinance and Livelihood Development Programme is developed within DISHARI Division. LAMP provides saving and lending products based on self-help group approaches. As of September 2007, the institution offers microfinance services to 30000 women.
Name of the student : Nancy Ibarra (2006-2007)
Title of thesis : Assessing Management of Microfinance Institutions
Country: INDONESIA
- Internship: German GTZ & ILO
Description of the Institution
Internship at both the GTZ (German Technical Cooperation) and the ILO (International Labour Organization) in Banda Aceh, Indonesia. Both organisations run programmes in the field of microfinance and the GTZ is in charge of the donor coordination process in this area.
The German Technical Cooperation (GTZ) has been involved in Indonesia, one of the priority countries of German Development Cooperation, since 1975 on behalf of the German Federal Ministry for Economic Cooperation and Development (BMZ). Economic Recovery and Microfinance in the province of Nanggroe Aceh Darussalam is a project launched after the devastating Tsunami of 2004 in order to kickstart the local economy.
Aiming to promote decent work for all, the International Labour Organization
(ILO), second host of the intern, has also become involved in the field of
microfinance in Aceh following the 2004 disaster.
Name of the student : Sebastian Trenner (2006-2007)
Title of thesis : "Donors and post-conflict/crisis Microfinance programs. A case for a coordinated approach? Banda Aceh case study"
Country: PHILIPPINES
- Internship:
Negros Women for Tomorrow Foundation (NWTF)
Description of the institution
NWTF is a non-governmental organization that aims at empowering women economically and socially by giving them access to financial assistance using the credit methodology patterned after the Grameen Bank in Bangladesh. NWTF's mission is to create opportunities for the self-employed by providing poor people with access to integrated credit facilities; and to reduce the exploitation of the poor by money-lenders through a comprehensive credit program. Global actions are to undergo a qualitative expansion strategy by re-evaluating its product, processes and systems (revising old policies, reading the feedback from clients, ...) in order to operate more efficiently and grow sustainably in the future.
Name of the student : Flavia Micilotta (2007-2008)
Title of thesis : "Saving Micro-Crop from desaster?"
- Internship: CARD-MRI Development Institute
Description of the Institution
A group of 15 rural development practitioners organized the Center for Agriculture and Rural Development (CARD) Inc. Its vision has always been to establish a bank created for, owned and managed by landless rural women. A training-focused community and livelihood assistance program for landless coconut workers marked the start of CARD Inc.’s operation. In April 1988 CARD Inc. launched the Landless People’s Development Fund (LPDF) as its flagship program in 1990 twin goals of outreach and sustainability
Name of the student : Rulloda Jacqueline (2005-2006)
Title of thesis : "Health Microinsurance Models in the Philippines : how to meet the demand? The cases of ORT Community Multi-purpose Cooperative and CARD MBA"
- Internship:
Negros Women for Tomorrow Foundation (NWTF)
Description of the institution
NWTF is a non-governmental organization that aims at empowering women economically and socially by giving them access to financial assistance using the credit methodology patterned after the Grameen Bank in Bangladesh. NWTF's mission is to create opportunities for the self-employed by providing poor people with access to integrated credit facilities; and to reduce the exploitation of the poor by money-lenders through a comprehensive credit program. Global actions are to undergo a qualitative expansion strategy by re-evaluating its product, processes and systems (revising old policies, reading the feedback from clients, ...) in order to operate more efficiently and grow sustainably in the future.
Name of the student : Sarah Kuntz (2006-2007)
Title of thesis : "Explorative Market Research on the Resurrection Loan - Case Study of Negros Women for Tomorrow Foundation (Philippines)"
Country: THAILAND
- Internship:
Government savings Bank of Thaïland
Description of the Institution
The bank's mission is to bring optimum benefits to all people in the nation especially those who are in the grass roots level. GSB also concentrates on strengthening the society to ensure that it can stand on its own feet and also be adaptable with the continuous changes. Building a strong network is also one of the main focuses.
GSB plays a role as the bank for the people by solving the economic crisis and poverty problems for the unemployed and poor people in order to stimulate employment and earnings for them to depend on their own. GSB's services can be considered as a social welfare that supports and educates general public including juvenile, students and the blue collars on savings by providing savings and financial services.
Name of the student : Ajetunmobi Olumayowa Wole (2006-2007)
Title of thesis : "Credit delivery and savings mobilisation in microfinance institution: a case study of government savings bank of Thailand" |
