Biography T. Joulia-Paris, September, 2011

After 10 years in the construction and manufacturing industry, mainly in emerging markets, Tamar joined the banking industry in 1992. She started in BBL a new Credit Risk Management unit, which developed successively the various components of credit portfolio management in banking and trading books : systems, methodologies and risk adjusted performance management.

She joined ING Bank Credit Risk Management in 2003 to set up a Credit Portfolio Group, who developed alternative risk transfer and investment solutions for both Retail and Corporate businesses, as well as market-based tools to monitor and benchmark risk and performance. She was then in charge of Credit Markets during the financial crisis, and later joined ING Group to start a Credit Portfolio Group on Banking and Insurance portfolios, focusing on governance, portfolio strategy, appetite for risk, stress tests, as well as regulatory capital and liquidity.

After more than 20 years, Tamar has left Banking to set up her own advisory and training activity, focusing on risk management in the financial industry, impact of new prudential regulations (Basel III, Solvency II), as well as portfolio & balance-sheet optimization.

Tamar holds various Engineering & Business Management degrees, has been member of CEBS Consultative panel in 2010, and Board member of the IACPM from 2006 to 2011.